The say free lotto game is just to sneek people is that true and more i won 1,000,000 dollars and i d'ont have

i went to abank and was told i can't open anaccount cuz i'm just 18 and the bank said all was just to full me also that if i could get the visa or mastercart's numbers as demanded, instead of sending the mony, they will withdraw all the mony in my account and will not send any franc.Is then possible for them to send it by check and contact me to remove the check since i do not have a visa or send it in any other form.I am just a student and can't affort all those informations.Please i'll like to know if my father succeed in opening an account for me they will sincerely transfer the mony to my account without any fraud.I played the freelotto and i really need this mony or just part of the mony.Please i need a good advise from u and what to do next.Should i trust them or not.